# How to enable Buy Now, Pay Later services on Palmstreet

### Buy Now, Pay Later

"Buy Now, Pay Later" is a convenient and flexible financial option that allows consumers to make purchases upfront and defer payment over a specified period of time. Plant Stroy now supports Afterpay, Klarna, Affirm as installment payments! Sellers can choose whether or not to turn on the installment feature.

### How to turn on the Pay Later installment feature

Sellers can navigate to Profile>Settings>My Shop Policies >Payment to enable Buy now pay later service

**Click "yes" to proceed.⬇️**

If you proceed, we'll enable your store to offer Afterpay, Klarna, and Affirm as payment options for your buyers.

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**A total of 6%+ $0.3** processing fee will be charged for installment orders.

***NOTE:***

*The processing fee is paid by the seller and is charged by the trusted financial payment partners, and Palmstreet does NOT keep any part of it.*

### How do buyers know that sellers support installment payments?

Buyers can see Afterpay, Klarna, and Affirm available for the payment method if sellers enabled the after pay service.

### How can buyers use Pay Later Installment payments?

When the buyer enters LIVE and clicks on "Buy Now" for a certain product, click on "Payment" and payment options will be displayed. Buyers can select their desired after-pay merchants and proceed.

*Minimum amount and maximum limit:*

*Klarna： $35 to $1000*

*Affirm： $50 to $30000*

*Afterpay： $1 to $4000*

![](https://images.prismic.io/plantstory-app/190926b3-6bfc-4041-b02b-90d3bcadf794_Frame+6.png?auto=compress,format)


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